Eric Fartura - Agent

My Name is Eric Fartura. I am 30 years old. I was born and raised in Rhode Island. I enjoy traveling, cooking and spending time with family and friends. I speak English, Portuguese and a little Spanish. I am new to the insurance field, but when I was offered this opportunity, I took it and am glad I did. I am a people person and I enjoy interacting with people and helping them meet their needs. I am excited to start this new adventure and continue on with the Toste Insurance agency here in Rhode Island. I am dedicated and will make sure to meet and exceed your expectations. I am available whenever you need me! Looking forward to doing business with you. 

Edison Guerrero - Personal Lines


Monique Scudder


Sam Bell - Agent, Marketing

I love the insurance business! I am licensed in property and casualty, but emphasize on personal lines.Outside of work I like to spend time with my friends and family. When the opportunity arises I like to play soccer and I have been playing my entire life. When I am not being a family man or playing soccer I love to assist others in any kind of activity I can.

Eva Preciado - Vice President, Agent


Lucy Guerrero -  Agent, Personal Lines 

​I was born and raised in Terceira Azores and came to the US in 1977 with my family.  I am a mother of 2 great young adults, whom I treasure.  In my spare time I love to do anything that involves being near a beach.  I am also enjoying my new hobby, golf. I never realized how relaxing and changeling it can be.   I have been in the insurance business for over 25 years and am fluent in Spanish and Portuguese. Insurance wasn’t my childhood dream but after helping my brother study for his insurance license test, I took a liking to it.  The first 10 years of my career I focused exclusively on Health Insurance, where I worked not only as a broker, but also on the company side.  The last 15 years I have focused more on property and casualty and recently have included Health back in the mix.  I find insurance fascinating because we sell a product and get to educate during the process.  I always tell my clients who have followed me around for over 25 years; what makes me different is my willingness to explain what a coverage type is and why they do or do not need it.   

Linda Toste - CSR, Commercial Lines Manager

Linda was born and raised in Atwater, CA and attended Atwater High School where she played soccer, softball, and tennis for all 4-years. She soon after went to Merced Junior College where she received her Associated Degree in Liberal Studies and played soccer there for 2-years. Linda decided to continue her education and transferred to California State University of Stanislaus where she received her Bachelor's Degree in Liberal Studies and soon married after that. She is currently a mother of 3 and loves spending time with them, as well, as her husband. She came to be in the insurance business through Ozzie Toste, the owner of Toste Insurance. He spoke highly of the industry and thought she would be great because she loves dealing with clients and has the knowledge to succeed. She has been in this line of business for about 4-years now and manages all of the commercial accounts. She enjoys her work and loves the fast paced environment. Not only is she assisting others, but servicing them with their needs and concerns.

Kara Keene - Licensing, Accounting, Claims

Licensed Workers' Compensation Claims Administrator

Kara has worked for Toste Insurance Services since the day they opened in 2008. Her job duties include monitoring stats for mod reduction, managing of all commercial claims, commercial claims reporting, agency licensing, accounting, commissions, web design and management, and securing business markets.


Dan O'Brien - Agent

Dan O'Brien has lived in Modesto his entire life. His extremely large extended family has exposed him to a vast number of occupations, giving him a general understanding in number of disciplines. In his young twenties he began a career in sales, which lead to sales management, and ultimately general management. During the same period he became involved in farming, as well. With 12-years of farming and management experience behind him, he is now working as an insurance broker, specializing in commercial and agricultural accounts.

Troy Galloway - Vice President

My name is Troy Galloway. I was born and raised here in Modesto and attended Modesto Christian for elementary, Somerset Junior High, Grace Davis High School, and MJC. I played baseball for MJC and was fortunate enough to be drafted by the Minnesota Twins and played 5-years in the minor league system reaching the AAA roster. I enjoy coaching and developing players that love the game. On a personal level I am a father to 3 children and have been in the insurance a business for over 20 years. I specialize in risk transfer management and specifically in the commercial insurance and workers compensation areas. I look forward to partnering with you for your insurance needs.

Ozzie Toste - President
I have been in the insurance business for over 25 years. I speak English, Portuguese and Spanish.  Having had the opportunity to work in both small and large firms, I decided I needed to venture on my own to provide the best services possible to the client base I had been building for years. We provide a specialized worker's compensation claims position that works on all of our clients open claims to assist in getting them closed/or reduce reserves before they go into a unit stats, therefore helping control the experience modification.  I want our clients to trust in our business ethics, our quality of service, and our reliability not only as an agent, "but as a friend".

Meet Our Team