Deidre Hernandez - CSR

​I am new to Modesto area as I grew up in the L.A. and O.C. area. I have been in the insurance industry for the last 13 years and enjoy servicing my customers. I have experience in the Mobile home and personal lines area. I have been married for 26 plus years and we have a 12 year old son, Julian. In my spare time I enjoy spending time with my family and my dog Bella.


Kara Keene - Licensing, Accounting, Claims

Licensed Workers' Compensation Claims Administrator

Kara has worked for Toste Insurance Services since the day they opened in 2008. Her job duties include monitoring stats for mod reduction, managing of all commercial claims, commercial claims reporting, agency licensing, accounting, commissions, web design and management, as well as securing business markets.


Dan O'Brien - Agent

Dan O'Brien has lived in Modesto his entire life. His extremely large extended family has exposed him to a vast number of occupations, giving him a general understanding in number of disciplines. In his young twenties he began a career in sales, which lead to sales management, and ultimately general management. During the same period he became involved in farming, as well. With 12-years of farming and management experience behind him, he is now working as an insurance broker, specializing in commercial and agricultural accounts.

Troy Galloway - Vice President

My name is Troy Galloway. I was born and raised here in Modesto and attended Modesto Christian for elementary, Somerset Junior High, Grace Davis High School, and MJC. I played baseball for MJC and was fortunate enough to be drafted by the Minnesota Twins and played 5-years in the minor league system reaching the AAA roster. I enjoy coaching and developing players that love the game. On a personal level I am a father to 3 children and have been in the insurance a business for over 20 years. I specialize in risk transfer management and specifically in the commercial insurance and workers compensation areas. I look forward to partnering with you for your insurance needs.

Ozzie Toste - President I was born in Portugal. The Oldest of 5 siblings, I was 12 years old when we came to the United States for a brighter future. After 3 years in Rhode Island my Family made their way to California where we settled in and continued to work hard. As a young Adult, I played semi-pro soccer. Throughout my life I coached many soccer teams here in the Central Valley, both Youth and Adult. Even taking my 2008 AJAX team to the National Championship where we WON! Although my insurance career began in 1989, I did not open my own insurance agency until 2008. We have since opened two more offices in Rhode Island and North Carolina and secured licenses to sell insurance in many different states across the US. Our insurance agencies are very family oriented, as we employ and insure many family members as well as their businesses. I speak 3 different languages and enjoy traveling, especially back to Rhode Island and Portugal. As a Widower, I continue to raise and love my beautiful daughter, Briana. The core principal we built our business on is Trust. Believing that “Good Friends and a Lifetime of Trust” will ensure a successful business and lasting relationships. 


Meet Our Team

Eric Fartura - Agent

My Name is Eric Fartura. I am 30 years old. I was born and raised in Rhode Island. I enjoy traveling, cooking and spending time with family and friends. I speak English, Portuguese and a little Spanish. I am new to the insurance field, but when I was offered this opportunity, I took it and am glad I did. I am a people person and I enjoy interacting with people and helping them meet their needs. I am excited to start this new adventure and continue on with the Toste Insurance agency here in Rhode Island. I am dedicated and will make sure to meet and exceed your expectations. I am available whenever you need me! Looking forward to doing business with you. 


Monique Scudder - Customer Service

​Monique has a background in B2B Sales and Client Relations. She joined Toste Insurance Services in 2016. In her spare time she enjoys playing soccer and lounging with her dogs. 


Keith Shumate - Agent


Linda Toste - CSR, Commercial Lines Manager

Linda was born and raised in Atwater, CA and attended Atwater High School where she played soccer, softball, and tennis for all 4-years. She soon after went to Merced Junior College where she received her Associated Degree in Liberal Studies and played soccer there for 2-years. Linda decided to continue her education and transferred to California State University of Stanislaus where she received her Bachelor's Degree in Liberal Studies and soon married after that. She is currently a mother of 3 and loves spending time with them, as well, as her husband. She came to be in the insurance business through Ozzie Toste, the owner of Toste Insurance. He spoke highly of the industry and thought she would be great because she loves dealing with clients and has the knowledge to succeed. She has been in this line of business for about 4-years now and manages all of the commercial accounts. She enjoys her work and loves the fast paced environment. Not only is she assisting others, but servicing them with their needs and concerns.

Justin Barrera - Agent

​Born and raised in Turlock and attended Pitman High when it first opened in 2002. When I am not out running around making friends and growing my business I am outdoors wakeboarding, snowboarding, bike riding, hiking, attending sporting events or enjoying some great food. I have worked in the insurance industry since 2011. I have always placed my client’s needs first, going above and beyond for my clients is what I strive for every day. I pride myself in treating you like family and that is what drives me to make sure you are treated correctly when it comes to the Insurance world. I am a fully licensed agent that specializes in auto, home, life, supplementary benefits, business, and workers comp. 


Eva Preciado - Vice President

Ed Amescua - Agent


Edison Guerrero - Personal Lines

Born and raised in Modesto, I started working in Insurance back in 2011. I have worked on many different kinds of insurance, but personal lines insurance has always been my specialty. No matter what kind of situation or whatever your needs may be, I can provide experienced and personalized help to find the right insurance for you. Making sure you have the right amount of coverage isn’t the only thing I do, as your personal agent it is my job to make sure you are not only getting the best deal, but to make sure you’re completely aware of your options. I prefer to meet with my clients face to face so we can sit down and make sure we’re taking care of you the best way we can! Remember, no matter what life throws at you, with Eddie you’re ready! 

Lucy Guerrero -  Agent, Personal Lines 

​I was born and raised in Terceira Azores and came to the US in 1977 with my family.  I am a mother of 2 great young adults, whom I treasure.  In my spare time I love to do anything that involves being near a beach.  I am also enjoying my new hobby, golf. I never realized how relaxing and changeling it can be.   I have been in the insurance business for over 25 years and am fluent in Spanish and Portuguese. Insurance wasn’t my childhood dream but after helping my brother study for his insurance license test, I took a liking to it.  The first 10 years of my career I focused exclusively on Health Insurance, where I worked not only as a broker, but also on the company side.  The last 15 years I have focused more on property and casualty and recently have included Health back in the mix.  I find insurance fascinating because we sell a product and get to educate during the process.  I always tell my clients who have followed me around for over 25 years; what makes me different is my willingness to explain what a coverage type is and why they do or do not need it.